About Us
We are ready to help you find the optimal coverage for your needs. Don’t let misfortune catch you off guard. Protect your health and financial well-being
We offer unique services that help people to make positive changes in their health, wealth and life.
Our goal is to educate and motivate our clients so they can make better health choices, obtain health and life insurance coverages and become better in every aspect of their lives.
Changes only come to those who seek them! Together, let’s unfold the secrets of health and wealth!
Our Range of Insurances-Tailored Solutions for Every Need!
Health Insurance
Supplemental Insurance
Life Insurance
Finding Shelter from Financial Storms
Healthy Lifestyle
Private Health Insurance Has Changed...
There are New Private Plans for Families, Self Employed, Gig Works and Businesses available with Doctor Visits, Labs Rx, Preventive, National Networks, Telemedicine and more…
Our plans include a National Network of doctors, hospitals, and centers of excellence! Shop with me for the coverage you need at the price you want!
The Affordable Care Act
The Affordable Care Act, also known as “Obamacare”, was developed to help individuals access affordable health insurance through a health insurance marketplace where Americans can purchase federally regulated and subsidized health insurance during open enrollment.
In order to qualify, you must sign up during Open Enrollment but could still be eligible if you had a qualifying life event such as changing jobs, getting married/divorced, moving, etc. We’ll help determine if you are eligible and find you the best plan in any case.
Finding the right plan can be difficult. Each plan has its pros and cons, especially considering how costs can greatly range – depending on the plan’s deductibles, co-pays, premiums, provider networks, to name a few.
We work with dozens of health insurance carriers, making it easy for you to compare several health insurance options. To get started, simply give us a call and we’ll be happy to assist you in helping you acquire the best health insurance.
How Much Life Insurance Do You Need?
When it comes to the best type of life insurance for an individual, there is no one-size-fits-all. How much and what type of coverage is needed is based on the individual and their:
- Age
- Health
- Income, current financial situation
- Number of dependents
Furthermore, the life insurance policy most suited for an individual may change over time. Major life events like getting married, divorced, having children, or changing your income can all influence your life insurance policy.
Based on these considerations, a basic rule of thumb is to have enough life insurance coverage to provide approximately 10 times your annual household income. For example, if the current household income totals $50,000, consider having a total of $500,000 in life insurance protection.
Why Do You Need Supplemental Insurance
Discover how our insurance policies can help provide financial peace of mind.
Additional products available through an employer!
Secure Your Financial Future Today!
Contact us to learn more about tax-free retirement and Explore 401(k) Rollover options and how they can help you achieve financial security and peace of mind in your retirement years. Our experts are here to provide personalized guidance and help you explore your retirement planning options.
Testimonials
Z Life Fever has been a game-changer for me! Her wellness coaching has helped me to achieve my health goals and live a happier life. I'm so grateful for her guidance and care.
Zlata Nicol has been a life-changer for my financial success. Her wealth, health and life expertise has helped me make positive changes in my life and achieve my financial goals. Thank you for all the support and guidance!
Nicol helped me achieve my nutrition goals with her personalized wellness coaching. She is knowledgeable and supportive. Thank you for helping me live my best life!